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August 2009 Newsletter

August 17, 2009

National Healthcare . . . What Would This Mean for You?
National Healthcare is the big topic these days. Regardless of what end of the political spectrum you are on, there are disagreements on what should be done regarding healthcare. Everyone agrees that the system is not perfect and there are a large number of uninsured [...]

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Health Reform Idea: Put down the dougnut!!

August 10, 2009

This recent article appearing on MSN tells us that a growing chorus of medical professionals, researchers and ordinary citizens contend that the touchy topic of individual responsibility has been ignored in the health reform debate.
Click here to read this thought-provoking article.

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Let us know what you think!

June 5, 2009

We are interested in your opinion.  With the current economy employers are taking a hard look at their employee benefit programs to ensure they are providing a quality program at competitive rates.  Help us understand how you currently rate certain features in your program.  This survey will take less than 5 minutes of your time [...]

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May 2009 Newsletter

May 28, 2009

The Stimulus Package…Changes Regarding COBRA Continuation
Do you have questions about the Stimulus Package? We are available to help!
The Stimulus package, which was enacted as the American Recovery and Reinvestment Act of 2009 (ARRA) temporarily reduces the premium for COBRA coverage for eligible individuals.
Who is eligible under this program?
An “assistance eligible individual” is the employee [...]

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American Recovery & Reinvestment Act of 2009 – COBRA Premium Reduction

February 27, 2009

The American Recovery and Reinvestment Act of 2009 (ARRA) provides for premium reductions and additional election opportunities for health benefits under the Consolidated Omnibus Budget Reconciliation Act of 1985, commonly called COBRA.  Eligible individuals pay only 35% of their COBRA premiums and the remaining 65% is reimbursed to the coverage provider through a tax credit.  [...]

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January 2009 Newsletter

January 21, 2009

COBRA vs. Individual Medical Insurance
Are your COBRA premiums taking a bite out of your monthly month budget?
If you have recently been laid off, you may have experienced “sticker shock” when you received your COBRA notice and found how much it was going to cost to continue your employer sponsored medical insurance.
In many cases, COBRA is [...]

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Economic stress can have negative impact on health.

November 17, 2008

NBC Nightly News (11/14, story 7, 2:00, Williams) reported, “Even if your financial situation is stable at home, the bad news, the uncertain atmosphere, can affect all of our health and well-being.” NBC (Bazell) added: “Hard work is not dangerous stress, experts say. Loss of work, or the fear of it, so pervasive these days, [...]

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Deadline for Medicare Part D Notices is Fast Approaching

October 28, 2008

The deadline for Medicare Part D notices is fast approaching.  As a reminder, there are five times that a notice of creditable coverage must be made to Part D eligible employees:
Prior to the Medicare Part D Annual Coordinated Election Period beginning November 15th each year;

Prior to an individual’s Initial Enrollment Period for Part D;
Prior to [...]

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September 2008 Newletter

August 20, 2008

Meet Your Support Staff
Many of you already know Cindy Larsen.  She has been with Olympic Crest Insurance for just over a year now.  She is a licensed agent with a wealth of knowledge. She will be focusing on sales and renewals for  individuals &  groups with fewer than 10 employees.  In addition she will continue [...]

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Medicare Premiums and Deductibles for 2009

August 20, 2008

The new Medicare premiums and deductibles have been announced for 2009.  Read more about these changes.

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“Nancy and the staff of Olympic Crest Insurance have provided professional, high quality service for over ten years. Their knowledge and expertise is unsurpassed in the insurance industry.”by Bob E., Human Resource Manager
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