Group Disability Insurance
Disability coverage provides employees with income protection against disabilities and illnesses that prevent them from working. The risk of disability is greater than most people realize. Consider these recent statistics:
- Disabilities affect one-fifth of Americans (approximately 54 million).1
- One in 10 Americans reported a severe disability in 1994-1995.1
- On average, about 2,210 disabling injuries occur every hour during the year.2
- A disabling injury occurs every eight seconds at work.2
The need for disability coverage is clear, and Olympic Crest Insurance offers a range of products from the top carriers that meet the specific requirements of diverse employer groups.
- Long Term Disability: Provides monthly benefits for employees who are partially or totally disabled by a covered physical disease, injury, pregnancy or mental disorder.
- Executive Benefits: Provides enhanced long term disability income protection for executives and key employees.
- Short Term Disability: Provides weekly benefits for employees who are partially or totally disabled by a covered physical disease, injury, pregnancy or mental disorder.
Please contact us if you have any questions or would like a custom quote.
1. U.S. Census Bureau, Americans with Disabilities, 1994-1995
2. National Safety Council, 1999 Injury Facts
